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Questions and Answers

Any cheap motor insurance company for 19yr old?

Q) 19yrs old, licence since May '05, planning to buy a Fiat Seicento Sporting (grp. 3), Bradford postcode. I know insurance below the tonne is hard to come by in my circumstances, but any help/suggestions would be be appreciated. Thanks in advance.

A) the following list are insurers that provide discounts for the pass plus course run by the DSA the list was accurate when provided to me. also you may need to confirm whether they provide discount in your area Churchill 0800 200 300 Co Op 0161 832 8686 Direct line 0845 246 8888 Eagle Star 0800 333 800 Norwich union 0800 888 111 Privilege 0870 243 5555 Provident 01422 331 166 Royal sun 0207 588 2345 Tesco 0845 300 4400 Swinton 0800 409 6551 Quinn direct 0800 587 8000 Endsleigh 0800 028 3571 if the number are wrong please accept my appologies.

hi there im looking for a cheap third party only policy for a motor trader?

Q) hi there im just startin out in the motor trade and am looking for a cheap motor traders insurance policy

A) Go see a commercial insurance agent.

What is the cheapest motor vehicle insurance company in NY right now?

Q) I wanted to know if anyone knew of any good insurance companies with low rates. I'm kinda sick of the one I have now Geico. Service is not great, guess they spend too much money on commercials and none on customer service. Any info would be great! Thanks.

A) Based on my experience as a Broker.............I get most of my cheapest rates from AIG. Lots of our clients are pretty satisfied with them. Forget all the nonsense about your driving record, age, all that stuff. To get cheap and affordable insurance, you need to shop around...just don't jump in and settle for one guy. check with a local brokrage in you neighborhood and let them quote you with different companies...You can also use online resources to shop around for car insurance. GET QUOTES FROM DIFFERENT COMPANIES.............AND MAY THE CHEAPEST QUOTE WIN!

Baotian 50cc QT - 9 16 YEAR OLD INSURANCE question?

Q) Buying the bike of ebay. Finding it very difficult to find cheap insurance it is a Baotian made in 2007 I'm 16 years old no motor convictions e.t.c I really need cheap insurance ? Any body with experience no the best for this scooter? Best answer to cheapest quote? Or general help. Thanks.

A) At your age you won't find cheap insurance. Pay the price or don't ride.

motor scooter?

Q) i was thinking of getting a motor scooter instead of a car. Are motor scooters cheaper?? do you need insurance? Driver license ? if it helps i live in New York but am going to college in Maryland. any info would be extremely helpful how much does the insurance usually go for?

A) check out the New York Scooter Club

I have a 1974 for f-100 300 6 cylinder, no rado good tires, bad motor?

Q) The truck has a bad motor. It is hard to shift , it had it on the floor where it used to be on the column. no radio nothing. 300 6 cylinder. bad motor. good looking truck and inside looks good. it needs new rubber to keep the doors and windows from ratling. i have 4 rims that come with the 1974 model. I would change the rear end it gets bad gas mileage but will pull a tree down. Should i sell it for 2,250 or spend 5-6 thousand to get it first class. insurance is cheap liability. tag cost me nothing because it had an antique tag. Tags in MS. can run up to $1,200.00 per year. Ususally about $400.00 for a ford mustang about a year old. I am considering getting me a 750-1000 series moror cycle to run errands about Jackson. It cost a lot to live in Jackson MS.

A) Where im from that truck would only bring $500-$750, considering a salvage yard motor will run u an additional $500.Resell value on these trucks is very low to start with, so not worth fixing up unless it has sentimental value. believe me i own 3 customized models of these trucks and i cant give them away.

Buy a £550 Honda Civic!?

Q) I have a black M reg 1995 1.4 elec pack Honda Civic hatchback for sale. It has done about 118000 miles, full service history, mot till January 2008. It will be taxed for 6 months. I have used it most days for work and it has never let me down. Cam belt has been changed. There is no problem i know of with the car; the exhaust has just been serviced and i have put a new tyre on. I havent advertised it yet, just seeing if i get a response here! I am selling because i have a slightly newer car as a result of an unexpected deal from a family member! As a first time buy or cheap motor it would be a great car. low insurance. I am in the High Wycombe area so anyone interested? The driveshaft gaiter( a rubber boot) was replaced a week ago but no problem with joint as i caught it in time.)

A)

can i stick a 1000rr motor into another frame like the 600rr or f4i maybe?

Q) i have the 1000rr 06 and want the look of the sleeper and also want the insurance lower but still have the beast under the fairings. where can i get cheap frames not salvage and be able to register the bike.

A) What ever you do..... DON"T get a cheap frame. Stick with quality so you & others don't die. =^ )

motorcycle for beginner used and cheap?

Q) ok, i am liking the gas mileage on motocycles. i like the crotch rocket look. but i would rather start out with something slow and stable. but with the same bodystyle. i will have about 1000 dollars to spnd, i wanna get something some one has probly dropped a few times, but it still runs ok, you know? i dont need anything pretty. cause i will probbly drop it never rode a bike b4. but i like the simplicity of the motor and the gas mileage. i dont want a moped... doesanyone have any idea what insurance will do? i will have liability. will it go up or down? anyone know? im a car guru, but motorcycles to me are something new

A) I suggest a kawasaki ninja 250R or the ex500. You can find used bikes for under $2000. People are always looking for these bikes so you can sell it down the road for probably close to what you paid for it (when it's time to upgrade). I would be very leary of bikes that were "dropped a few times". You can find a used ninja 250 that's never been dropped. Insurance for bikes (full coverage) is generally very expensive especially if you have don't have a M1 license. After a few years as a "licensed" rider the rates will go down. You are already coming to realization that you'll drop your bike soon after you get it. The insurance companies knows you'll do the same. When I got my first bike "fully insured" it was close to $4000 a year. Of course I was 18 at the time and had a fresh motorcycle license. Liability on the other hand is very cheap. You can probably find insurance for a few hundred bucks a year or less. The reason is simple; who is going to win if you get into fender bender with a car or truck? You guessed it.. you lose... Be safe, take a CC rider course in your are (800 cc rider). Don't practice on the streets!

FLA car accident insurance trouble?

Q) I had a truck pull in front of me on the morning of Jan.1, 07. Started my year out great. it totaled my van. I had a '94 GMC Safari. It did have high milage, nearly 190,000 miles. BUT, it was a one owner vehicle that I had bought less than 10 months ago. It had been maintained it's entire life, and was still a very strong motor. Liberty Mutual is offering me almost $1,000 less than the cheapest same model that I can find. That also includes the Chevy Astro, which is just a name away from being the same.I would have accepted $500 less, MAYBE. But by the time I pay taxes and all that bull, I am getting really financially taken. Also what about any pain and suffering, I didn't see a doctor, but I felt pain, and I'm STILL suffering? I am not out to steal a $1000 from some poor conglomerate corp; But, how can I get what I deserve? What happens if we cannot agree on a price? will this go before a judge, or are the big guys covered there too??

A) Since your vehicle is over 10 years old, it has no 'official' value. What they will offer is the value of the vehicle at the time of loss, adjusted for condition. That means they will look at prices for similar vehicles for their base, and subtract for the high mileage. Insurance never gives replacement value. Of course you don't have to accept what they are offering, and you can counter offer if you want, which may or may not be fruitful. I do wish you luck with it.

French used car market?

Q) does anyone know if the French used car market compares favourably or unfavourably with the English market? are their prices on 7-15 year old cars generally more expensive , or cheaper, or the same? how is the cost of motoring in France generally with insurance and fuel costs, tax etc ? do you think it would be cheaper to be buy a left-hand drive car in UK?

A) Second hand cars in France are generally more expensive than in UK although 7-15 year old do level out. There are bargains now and again. Running costs are a little cheaper than UK. Insurance and fuel (esp. diesel) are about 10% cheaper and there is NO road tax. French bureaucracy can make changing registration docs entertaining!! A LHD normal car can be easy but a RHD Camper can be tough. Look on Ebay under LHD or left hand drive for cars already on french plates.

French used car market?

Q) does anyone know if the French used car market compares favourably or unfavourably with the English market? are their prices on 7-15 year old cars generally more expensive , or cheaper, or the same? how is the cost of motoring in France generally with insurance and fuel costs, tax etc ? do you think it would be cheaper to buy a left-hand drive car in UK? Im looking to get a car for under 1,000 (pounds, dont know much that is in euros)

A) In the UK, this is one of the best sites I have found for lower priced cars. They have 15 pages of cars under 1,000 pounds. Of course they are all over the country. http://www.buyyourcar.co.uk/used-car.asp... Here are four examples of what they had on offer. The 2000 Passat seems like it is priced too low. Obviously any car would need to be inspected. 1995 Ford Fiesta 675 pounds 2000 VW Passat 975 pounds 1996 Mazda 323 Lxi Fastback 975 pounds 1989 Honda Prelude 550 pounds ______________________ Here's another source that had a left-hand drive car that seemed to be priced well. I'll copy in the ad. The ad from craigslist.org: 1990 Honda Civic Coupe 1.5 LEFT HAND DRIVE 16V Red 60K Original Miles - £799 Reply to: sale-318602260@craigslist.org Date: 2007-04-25, 7:02PM BST LEFT HAND DRIVE 1990 Honda Civic . 60,000 ORIGINAL MILES .This car was given to me by my father, it has been family owned since brand new . Originally an Austrian registerd car, i drove it all the way to the U.K. but decided i did not need a car . It has 60K original miles . Drives like a new car . Excellent brakes, tires , interior . Sunroof , front wheel disk brakes .This is the 3-door hatchback style . 1493cc . The car has been lowerd and has the low profile alloy rims and tires . Brand new exhaust system . Retractable sunroof . Bright red exterior with grey interior . VERY economical on petrol ....this car has all the original maintance record, my dad took very good care of this car and as i mentioned earlier , it runs like a new car . Minor dings associated with normal usage of car . MOT is good until November 21st 2007 . If you are looking for a very dependable car that you wont have to put any money into, then this car is it . _____________ Generally, craigslist.org is a good place to get a lower priced car. The London listings are reasonably active, but the listings in other areas still need to grow a bit. Craigslist is now the most popular place to get an inexpensive car in the US. ______________ Here is a good site for finding used cars in Europe. It's Auto Scout 24. You'll have to copy in the complete URL without any spaces. Yahoo Answers doesn't take long URL's. eng.autoscout24.com/home/ index/default.asp I'll include a couple sample entries. 1) Peugeot 304 S Convertible Price 1500 Euros Year model 03/1973 Mileage 115,000 km (= 72,000 miles) Fuel type Gasoline kW/PS 55/75 Body color White Gears 4 Cylinders 4 ccm 1279 cm³ Doors 2 Seats 2 Weight 895 kg Inspection 08/2007 2) Peugeot 306 1.4, 135.000km,4-Trg. 4/5-Doors Price 1300 Euros Year model 09/1994 Mileage 135,000 km (= 80,000 miles) Fuel type Gasoline kW/PS 55/75 Body color Red metallic Transmission manual Gears 5 Cylinders 4 ccm 1361 cm³ Doors 5 Seats 5 Weight 1020 kg Inspection 06/2007 Good luck with your search!

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